Credit Risk Specialist – Assessment & Validation

About the role

DFCU Bank is looking for a Credit Risk Specialist – Assessment & Validation to strengthen its credit risk management function through advanced analytics, model validation, macroeconomic assessments, and portfolio performance monitoring.

Key responsibilities

• Analyze and publish key credit risk and portfolio performance indicators.
• Conduct industry, sector, and macroeconomic analysis to identify emerging risks.
• Perform credit stress testing and scenario analysis, providing recommendations to senior management.
• Prepare monthly and quarterly credit risk reports and validate credit risk models, scoring systems, and rating frameworks.
• Review portfolio analytics to improve credit risk management and collections, and validate pricing, capital allocation, and regulatory capital models.
• Monitor loan portfolio quality and recommend strategies to improve profitability and reduce losses.
• Design reporting tools, templates, and risk dashboards.

Required profile

• Bachelor's degree in Mathematics, Statistics, Quantitative Economics, or a related quantitative field (CFA qualification is an advantage).
• Minimum of 4 years' experience in a financial institution.
• Strong knowledge of data analysis, statistical modelling, and validation techniques.
• Experience with macroeconomic analysis, portfolio analytics, and credit risk modelling.
• Ability to develop data visualizations and communicate analytical insights effectively.
• Strong research, problem‑solving, organizational, and communication skills.