Manager, Portfolio Analysis & Reporting

About the role

The Manager, Portfolio Analysis & Reporting is responsible for ensuring the quality of the bank's credit portfolio, accurate impairment provisioning, and effective risk monitoring to support overall financial performance. This role works closely with finance, risk, operations, and business units to deliver reliable portfolio information and regulatory compliance.

Key responsibilities

• Continuously review loan loss provisions in line with BOU Prudential Guidelines and the IFRS9 model, recommending appropriate levels.
• Maintain provision schedules, perform quarterly discounting of securities for non‑performing loans (NPLs), and review account classification and IFRS9 staging.
• Collaborate with Group Risk Analytics to recalibrate the IFRS9 model annually and track recoveries, write‑off statistics, and portfolio concentrations.
• Monitor sector, obligor, product, cross‑border, and currency concentration limits, as well as PP limits and performance matrices.
• Ensure compliance with credit‑related regulatory ratios and oversee NPL portfolio actions, including write‑offs, write‑backs, and interest write‑offs under the In Duplum Rule.
• Coordinate with Finance, Operations, Treasury, and Business Units to prepare credit‑related reports and management information.
• Serve as the primary contact for portfolio and impairment matters during internal and external reviews and audits.
• Prepare regulatory returns, group returns, quarterly board papers, portfolio performance reports, and the monthly EXCO Credit Risk Dashboard.
• Maintain accurate MIS in the core banking system, reconcile loan‑related GL accounts, and oversee CRB reporting and data clean‑up.

Required profile

Required skills