Legal, Risk and Compliance Officer

About the role

Kray Microfinance, a micro-lending institution serving MSMEs in Uganda since 2012, is looking for a Legal, Risk and Compliance Officer based at the head office in Kampala, with regular travel to its eight branches. The role protects the institution, supports sound business decisions and ensures policies and requirements are followed, combining legal support, branch compliance reviews and risk monitoring.

Key responsibilities

• Review contracts, loan agreements and security documentation; coordinate external advocates and track legal cases.
• Maintain the risk register, compliance calendar and legal matters tracker.
• Conduct branch reviews and monitor cash controls, lending procedures, customer due diligence and policy compliance.
• Support AML/CFT, customer protection and data confidentiality controls.
• Escalate incidents and material breaches, follow up corrective action and train staff.
• Prepare weekly, monthly and quarterly risk and compliance reports.

Required profile

• Bachelor of Laws and at least three years of relevant legal, risk or compliance experience, preferably in financial services.
• Strong contract review, analytical and report-writing skills, with practical understanding of lending documentation and operational controls.
• Integrity, discretion, independent judgement and willingness to travel regularly.
• Relevant risk, compliance or AML/CFT training is an advantage.
• Professional authorization is required for any reserved legal practice assigned to the role.

Applications with a CV must be sent by email to the company's recruitment team, clearly stating "Legal, Risk and Compliance officer" in the subject line, by 5 November 2026.